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ZIP Code 47531

Spencer, Indiana

FIPS 47531

Juniper

ZIP Code 47531 is in the top 19% nationally for price-to-income ratio, but in the bottom 36% nationally for FEMA risk score.

Median Home Value

$240,500

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

75.8

Higher than 64% of U.S. ZIP codes

The basics

Total Population

868

Median Age

50.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$240,500

Higher than 59%

Median Property Tax

$1,213

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.71

Lower than 81%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.1

Winter Avg Low (°F)

28

Avg Temperature (°F)

55.7

Hot Days/yr (>90°F)

27.9

Freezing Days/yr (<32°F)

77.4

Annual Precipitation (in)

51.9

Annual Snowfall (in)

8.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

75.8

Higher than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 47531: frequently asked questions

What is the median home value in ZIP Code 47531?
The median home value in ZIP Code 47531 is $240,500, higher than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 47531?
The median annual property tax in ZIP Code 47531 is $1,213, an effective rate of 1% of home value.
Is ZIP Code 47531 expensive to live in?
Homes in ZIP Code 47531 cost about 1.71× the median household income, lower than 81% of U.S. ZIP codes.
What is the weather like in ZIP Code 47531?
ZIP Code 47531 averages 55.7°F year-round, summer highs near 84.1°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 8.3 inches of snow a year.
Is ZIP Code 47531 at risk of flooding or natural disasters?
ZIP Code 47531's FEMA National Risk Index score is 75.8 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →