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ZIP Code 47635

Spencer, Indiana

FIPS 47635

Juniper

ZIP Code 47635 is in the top 38% nationally for price-to-income ratio, but in the bottom 38% nationally for FEMA risk score. It also sits in the 30th percentile nationally for median rent. And it sits in the 39th percentile nationally for median home value.

Median Home Value

$166,700

Lower than 61% of U.S. ZIP codes

HPI Growth 5yr %

34%

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

74.1

Higher than 62% of U.S. ZIP codes

The basics

Total Population

5,362

Median Age

46

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$166,700

Lower than 61%

Median Property Tax

$1,084

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.51

Lower than 62%

Median Rent

$679

Lower than 70%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

34%

Higher than 57%

Appreciation 1yr %

-8.3%

Higher than 57%

Pandemic Gain %

40%

Recession Drop %

-4.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.5

Winter Avg Low (°F)

27.7

Avg Temperature (°F)

57.3

Hot Days/yr (>90°F)

41.4

Freezing Days/yr (<32°F)

89.7

Annual Precipitation (in)

47.7

Annual Snowfall (in)

5.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.1

Higher than 62%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 47635: frequently asked questions

What is the median home value in ZIP Code 47635?
The median home value in ZIP Code 47635 is $166,700, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 47635?
The median annual property tax in ZIP Code 47635 is $1,084, an effective rate of 1% of home value.
Is ZIP Code 47635 expensive to live in?
Homes in ZIP Code 47635 cost about 2.51× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 47635?
The median gross rent in ZIP Code 47635 is $679 a month, lower than 70% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 47635?
Home prices in ZIP Code 47635 have moved 34% over the past five years (-8.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 47635?
ZIP Code 47635 averages 57.3°F year-round, summer highs near 87.5°F, winter lows around 27.7°F (NOAA 1991–2020 normals). It sees about 5.7 inches of snow a year.
Is ZIP Code 47635 at risk of flooding or natural disasters?
ZIP Code 47635's FEMA National Risk Index score is 74.1 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →