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ZIP Code 48635

Ogemaw, Michigan

FIPS 48635

Juniper

ZIP Code 48635 is in the top 1% nationally for HPI growth 5yr %. It also sits in the top 1% nationally for appreciation 1yr %. And it sits in the top 26% nationally for FEMA risk score.

Median Home Value

$150,300

Lower than 68% of U.S. ZIP codes

HPI Growth 5yr %

103%

Higher than 100% of U.S. ZIP codes

FEMA Risk Score

43.9

Lower than 74% of U.S. ZIP codes

The basics

Total Population

1,546

Median Age

59.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$150,300

Lower than 68%

Median Property Tax

$1,362

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.61

Lower than 60%

Median Rent

$945

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

103%

Higher than 100%

Appreciation 1yr %

20%

Higher than 99%

Pandemic Gain %

84%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79

Winter Avg Low (°F)

12.2

Avg Temperature (°F)

43.7

Hot Days/yr (>90°F)

8.6

Freezing Days/yr (<32°F)

190

Annual Precipitation (in)

33.4

Annual Snowfall (in)

53

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.9

Lower than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48635: frequently asked questions

What is the median home value in ZIP Code 48635?
The median home value in ZIP Code 48635 is $150,300, lower than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 48635?
The median annual property tax in ZIP Code 48635 is $1,362, an effective rate of 1% of home value.
Is ZIP Code 48635 expensive to live in?
Homes in ZIP Code 48635 cost about 2.61× the median household income, lower than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 48635?
The median gross rent in ZIP Code 48635 is $945 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48635?
Home prices in ZIP Code 48635 have moved 103% over the past five years (20% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48635?
ZIP Code 48635 averages 43.7°F year-round, summer highs near 79°F, winter lows around 12.2°F (NOAA 1991–2020 normals). It sees about 53 inches of snow a year.
Is ZIP Code 48635 at risk of flooding or natural disasters?
ZIP Code 48635's FEMA National Risk Index score is 43.9 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is hail.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →