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ZIP Code 48654

Ogemaw, Michigan

FIPS 48654

Juniper

ZIP Code 48654 is in the top 5% nationally for appreciation 1yr %. It also sits in the top 10% nationally for HPI growth 5yr %. And it sits in the top 24% nationally for FEMA risk score.

Median Home Value

$140,800

Lower than 70% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

41.7

Lower than 76% of U.S. ZIP codes

The basics

Total Population

2,384

Median Age

58.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$140,800

Lower than 70%

Median Property Tax

$1,390

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.11

Near median

Median Rent

$732

Lower than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 90%

Appreciation 1yr %

11%

Higher than 95%

Pandemic Gain %

34%

Recession Drop %

-25%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79

Winter Avg Low (°F)

12.2

Avg Temperature (°F)

43.7

Hot Days/yr (>90°F)

8.6

Freezing Days/yr (<32°F)

190

Annual Precipitation (in)

33.4

Annual Snowfall (in)

57

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

41.7

Lower than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48654: frequently asked questions

What is the median home value in ZIP Code 48654?
The median home value in ZIP Code 48654 is $140,800, lower than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 48654?
The median annual property tax in ZIP Code 48654 is $1,390, an effective rate of 1% of home value.
Is ZIP Code 48654 expensive to live in?
Homes in ZIP Code 48654 cost about 3.11× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48654?
The median gross rent in ZIP Code 48654 is $732 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48654?
Home prices in ZIP Code 48654 have moved 65% over the past five years (11% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48654?
ZIP Code 48654 averages 43.7°F year-round, summer highs near 79°F, winter lows around 12.2°F (NOAA 1991–2020 normals). It sees about 57 inches of snow a year.
Is ZIP Code 48654 at risk of flooding or natural disasters?
ZIP Code 48654's FEMA National Risk Index score is 41.7 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hail.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →