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ZIP Code 49436

Oceana, Michigan

FIPS 49436

Juniper

ZIP Code 49436 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the top 21% nationally for FEMA risk score. And it sits in the top 29% nationally for appreciation 1yr %.

Median Home Value

$255,000

Higher than 62% of U.S. ZIP codes

HPI Growth 5yr %

73%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

37.9

Lower than 79% of U.S. ZIP codes

The basics

Total Population

1,644

Median Age

59.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$255,000

Higher than 62%

Median Property Tax

$2,324

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.79

Higher than 71%

Median Rent

$1,013

Higher than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

73%

Higher than 96%

Appreciation 1yr %

1.6%

Higher than 71%

Pandemic Gain %

47%

Recession Drop %

-19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

18.3

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

3.1

Freezing Days/yr (<32°F)

151.4

Annual Precipitation (in)

38.9

Annual Snowfall (in)

78.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

37.9

Lower than 79%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49436: frequently asked questions

What is the median home value in ZIP Code 49436?
The median home value in ZIP Code 49436 is $255,000, higher than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 49436?
The median annual property tax in ZIP Code 49436 is $2,324, an effective rate of 1% of home value.
Is ZIP Code 49436 expensive to live in?
Homes in ZIP Code 49436 cost about 3.79× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 49436?
The median gross rent in ZIP Code 49436 is $1,013 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49436?
Home prices in ZIP Code 49436 have moved 73% over the past five years (1.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49436?
ZIP Code 49436 averages 46.3°F year-round, summer highs near 78.2°F, winter lows around 18.3°F (NOAA 1991–2020 normals). It sees about 78.5 inches of snow a year.
Is ZIP Code 49436 at risk of flooding or natural disasters?
ZIP Code 49436's FEMA National Risk Index score is 37.9 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →