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ZIP Code 49746

Montmorency, Michigan

FIPS 49746

Juniper

ZIP Code 49746 is in the top 26% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the 27th percentile nationally for median rent. And it sits in the top 29% nationally for HPI growth 5yr %.

Median Home Value

$164,400

Lower than 62% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

43.8

Lower than 74% of U.S. ZIP codes

The basics

Total Population

3,284

Median Age

54.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$164,400

Lower than 62%

Median Property Tax

$1,418

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.47

Higher than 65%

Median Rent

$625

Lower than 73%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

-25%

Higher than 56%

Pandemic Gain %

58%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

12.8

Avg Temperature (°F)

43.4

Hot Days/yr (>90°F)

9.1

Freezing Days/yr (<32°F)

192.9

Annual Precipitation (in)

32

Annual Snowfall (in)

77.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.8

Lower than 74%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49746: frequently asked questions

What is the median home value in ZIP Code 49746?
The median home value in ZIP Code 49746 is $164,400, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 49746?
The median annual property tax in ZIP Code 49746 is $1,418, an effective rate of 1% of home value.
Is ZIP Code 49746 expensive to live in?
Homes in ZIP Code 49746 cost about 3.47× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 49746?
The median gross rent in ZIP Code 49746 is $625 a month, lower than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49746?
Home prices in ZIP Code 49746 have moved 49% over the past five years (-25% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49746?
ZIP Code 49746 averages 43.4°F year-round, summer highs near 78.4°F, winter lows around 12.8°F (NOAA 1991–2020 normals). It sees about 77.6 inches of snow a year.
Is ZIP Code 49746 at risk of flooding or natural disasters?
ZIP Code 49746's FEMA National Risk Index score is 43.8 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →