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ZIP Code 56528

Otter Tail, Minnesota

FIPS 56528

Juniper

ZIP Code 56528 is in the top 7% nationally for appreciation 1yr %, but in the bottom 25% nationally for price-to-income ratio. It also sits in the 78th percentile nationally for median rent. And it sits in the top 25% nationally for HPI growth 5yr %.

Median Home Value

$319,300

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

70.5

Higher than 57% of U.S. ZIP codes

The basics

Total Population

1,623

Median Age

56.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$319,300

Higher than 72%

Median Property Tax

$2,414

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.02

Higher than 75%

Median Rent

$1,359

Higher than 78%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 75%

Appreciation 1yr %

9.3%

Higher than 93%

Pandemic Gain %

18%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.8

Winter Avg Low (°F)

2.2

Avg Temperature (°F)

40.9

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

171.8

Annual Precipitation (in)

28.4

Annual Snowfall (in)

54

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.5

Higher than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56528: frequently asked questions

What is the median home value in ZIP Code 56528?
The median home value in ZIP Code 56528 is $319,300, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 56528?
The median annual property tax in ZIP Code 56528 is $2,414, an effective rate of 1% of home value.
Is ZIP Code 56528 expensive to live in?
Homes in ZIP Code 56528 cost about 4.02× the median household income, higher than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 56528?
The median gross rent in ZIP Code 56528 is $1,359 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 56528?
Home prices in ZIP Code 56528 have moved 52% over the past five years (9.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 56528?
ZIP Code 56528 averages 40.9°F year-round, summer highs near 76.8°F, winter lows around 2.2°F (NOAA 1991–2020 normals). It sees about 54 inches of snow a year.
Is ZIP Code 56528 at risk of flooding or natural disasters?
ZIP Code 56528's FEMA National Risk Index score is 70.5 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →