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ZIP Code 56537

Otter Tail, Minnesota

FIPS 56537

Juniper

ZIP Code 56537 is in the top 33% nationally for HPI growth 5yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the bottom 34% nationally for FEMA risk score. And it sits in the top 35% nationally for appreciation 1yr %.

Median Home Value

$246,500

Higher than 61% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

77.4

Higher than 66% of U.S. ZIP codes

The basics

Total Population

19,856

Median Age

43.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$246,500

Higher than 61%

Median Property Tax

$1,913

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.76

Higher than 71%

Median Rent

$910

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

-0.4%

Higher than 65%

Pandemic Gain %

33%

Recession Drop %

-7.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.8

Winter Avg Low (°F)

3.6

Avg Temperature (°F)

41.9

Hot Days/yr (>90°F)

8.2

Freezing Days/yr (<32°F)

173.6

Annual Precipitation (in)

26.9

Annual Snowfall (in)

49.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.4

Higher than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56537: frequently asked questions

What is the median home value in ZIP Code 56537?
The median home value in ZIP Code 56537 is $246,500, higher than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 56537?
The median annual property tax in ZIP Code 56537 is $1,913, an effective rate of 1% of home value.
Is ZIP Code 56537 expensive to live in?
Homes in ZIP Code 56537 cost about 3.76× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 56537?
The median gross rent in ZIP Code 56537 is $910 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 56537?
Home prices in ZIP Code 56537 have moved 45% over the past five years (-0.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 56537?
ZIP Code 56537 averages 41.9°F year-round, summer highs near 78.8°F, winter lows around 3.6°F (NOAA 1991–2020 normals). It sees about 49.6 inches of snow a year.
Is ZIP Code 56537 at risk of flooding or natural disasters?
ZIP Code 56537's FEMA National Risk Index score is 77.4 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →