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ZIP Code 62538

Montgomery, Illinois

FIPS 62538

Juniper

ZIP Code 62538 is in the top 13% nationally for price-to-income ratio, but in the bottom 17% nationally for FEMA risk score. It also sits in the 14th percentile nationally for median home value. And it sits in the 36th percentile nationally for median rent.

Median Home Value

$86,700

Lower than 86% of U.S. ZIP codes

FEMA Risk Score

88.7

Higher than 83% of U.S. ZIP codes

The basics

Total Population

342

Median Age

30.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$86,700

Lower than 86%

Median Property Tax

$2,280

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.01

Lower than 87%

Median Rent

$759

Lower than 64%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85

Winter Avg Low (°F)

22.3

Avg Temperature (°F)

53.6

Hot Days/yr (>90°F)

24.8

Freezing Days/yr (<32°F)

121.6

Annual Precipitation (in)

38.1

Annual Snowfall (in)

16.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

88.7

Higher than 83%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 62538: frequently asked questions

What is the median home value in ZIP Code 62538?
The median home value in ZIP Code 62538 is $86,700, lower than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 62538?
The median annual property tax in ZIP Code 62538 is $2,280, an effective rate of 3% of home value.
Is ZIP Code 62538 expensive to live in?
Homes in ZIP Code 62538 cost about 1.01× the median household income, lower than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 62538?
The median gross rent in ZIP Code 62538 is $759 a month, lower than 64% of U.S. ZIP codes.
What is the weather like in ZIP Code 62538?
ZIP Code 62538 averages 53.6°F year-round, summer highs near 85°F, winter lows around 22.3°F (NOAA 1991–2020 normals). It sees about 16.2 inches of snow a year.
Is ZIP Code 62538 at risk of flooding or natural disasters?
ZIP Code 62538's FEMA National Risk Index score is 88.7 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →