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ZIP Code 74631

Kay, Oklahoma

FIPS 74631

Juniper

ZIP Code 74631 is in the top 17% nationally for price-to-income ratio, but in the bottom 14% nationally for FEMA risk score. It also sits in the 14th percentile nationally for median home value. And it sits in the top 34% nationally for HPI growth 5yr %.

Median Home Value

$86,500

Lower than 86% of U.S. ZIP codes

HPI Growth 5yr %

44%

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

90.5

Higher than 86% of U.S. ZIP codes

The basics

Total Population

6,689

Median Age

38.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$86,500

Lower than 86%

Median Property Tax

$500

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.6

Lower than 83%

Median Rent

$830

Lower than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

44%

Higher than 66%

Appreciation 1yr %

-15%

Higher than 56%

Pandemic Gain %

28%

Recession Drop %

-4.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.7

Winter Avg Low (°F)

24.4

Avg Temperature (°F)

58.3

Hot Days/yr (>90°F)

71.7

Freezing Days/yr (<32°F)

96.5

Annual Precipitation (in)

38.8

Annual Snowfall (in)

7.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

90.5

Higher than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74631: frequently asked questions

What is the median home value in ZIP Code 74631?
The median home value in ZIP Code 74631 is $86,500, lower than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 74631?
The median annual property tax in ZIP Code 74631 is $500, an effective rate of 1% of home value.
Is ZIP Code 74631 expensive to live in?
Homes in ZIP Code 74631 cost about 1.6× the median household income, lower than 83% of U.S. ZIP codes.
What is the average rent in ZIP Code 74631?
The median gross rent in ZIP Code 74631 is $830 a month, lower than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74631?
Home prices in ZIP Code 74631 have moved 44% over the past five years (-15% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74631?
ZIP Code 74631 averages 58.3°F year-round, summer highs near 91.7°F, winter lows around 24.4°F (NOAA 1991–2020 normals). It sees about 7.9 inches of snow a year.
Is ZIP Code 74631 at risk of flooding or natural disasters?
ZIP Code 74631's FEMA National Risk Index score is 90.5 (higher than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →