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ZIP Code 74820

Pontotoc, Oklahoma

FIPS 74820

Juniper

ZIP Code 74820 is in the top 27% nationally for appreciation 1yr %, but in the bottom 35% nationally for FEMA risk score. It also sits in the top 39% nationally for HPI growth 5yr %.

Median Home Value

$181,400

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

39%

Higher than 61% of U.S. ZIP codes

FEMA Risk Score

76.5

Higher than 65% of U.S. ZIP codes

The basics

Total Population

31,943

Median Age

37

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$181,400

Lower than 56%

Median Property Tax

$1,222

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.91

Near median

Median Rent

$891

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

39%

Higher than 61%

Appreciation 1yr %

2.3%

Higher than 73%

Pandemic Gain %

38%

Recession Drop %

4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92

Winter Avg Low (°F)

29.6

Avg Temperature (°F)

61.6

Hot Days/yr (>90°F)

70.3

Freezing Days/yr (<32°F)

72.1

Annual Precipitation (in)

41.5

Annual Snowfall (in)

4.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

76.5

Higher than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74820: frequently asked questions

What is the median home value in ZIP Code 74820?
The median home value in ZIP Code 74820 is $181,400, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 74820?
The median annual property tax in ZIP Code 74820 is $1,222, an effective rate of 1% of home value.
Is ZIP Code 74820 expensive to live in?
Homes in ZIP Code 74820 cost about 2.91× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 74820?
The median gross rent in ZIP Code 74820 is $891 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 74820?
Home prices in ZIP Code 74820 have moved 39% over the past five years (2.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74820?
ZIP Code 74820 averages 61.6°F year-round, summer highs near 92°F, winter lows around 29.6°F (NOAA 1991–2020 normals). It sees about 4.1 inches of snow a year.
Is ZIP Code 74820 at risk of flooding or natural disasters?
ZIP Code 74820's FEMA National Risk Index score is 76.5 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →