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ZIP Code 74865

Pontotoc, Oklahoma

FIPS 74865

Juniper

ZIP Code 74865 is in the top 26% nationally for price-to-income ratio. It also sits in the 28th percentile nationally for median home value. And it sits in the 32th percentile nationally for median rent.

Median Home Value

$132,900

Lower than 72% of U.S. ZIP codes

FEMA Risk Score

72.9

Higher than 60% of U.S. ZIP codes

The basics

Total Population

1,894

Median Age

33.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$132,900

Lower than 72%

Median Property Tax

$646

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.04

Lower than 74%

Median Rent

$708

Lower than 68%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.2

Winter Avg Low (°F)

31.7

Avg Temperature (°F)

61

Hot Days/yr (>90°F)

68.1

Freezing Days/yr (<32°F)

66.2

Annual Precipitation (in)

43.5

Annual Snowfall (in)

1.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

72.9

Higher than 60%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74865: frequently asked questions

What is the median home value in ZIP Code 74865?
The median home value in ZIP Code 74865 is $132,900, lower than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 74865?
The median annual property tax in ZIP Code 74865 is $646, an effective rate of 0% of home value.
Is ZIP Code 74865 expensive to live in?
Homes in ZIP Code 74865 cost about 2.04× the median household income, lower than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 74865?
The median gross rent in ZIP Code 74865 is $708 a month, lower than 68% of U.S. ZIP codes.
What is the weather like in ZIP Code 74865?
ZIP Code 74865 averages 61°F year-round, summer highs near 90.2°F, winter lows around 31.7°F (NOAA 1991–2020 normals). It sees about 1.7 inches of snow a year.
Is ZIP Code 74865 at risk of flooding or natural disasters?
ZIP Code 74865's FEMA National Risk Index score is 72.9 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →