The basics
Total Population
35,709
Median Age
30.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$118,700
Median Property Tax
$1,898
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.29
Median Rent
$895
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
99.8
Winter Avg Low (°F)
48.4
Avg Temperature (°F)
74.6
Hot Days/yr (>90°F)
184.5
Freezing Days/yr (<32°F)
2.2
Annual Precipitation (in)
21.4
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
27.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78040: frequently asked questions
- What is the median home value in ZIP Code 78040?
- The median home value in ZIP Code 78040 is $118,700, lower than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78040?
- The median annual property tax in ZIP Code 78040 is $1,898, an effective rate of 2% of home value.
- Is ZIP Code 78040 expensive to live in?
- Homes in ZIP Code 78040 cost about 3.29× the median household income, higher than 60% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78040?
- The median gross rent in ZIP Code 78040 is $895 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 78040?
- ZIP Code 78040 averages 74.6°F year-round, summer highs near 99.8°F, winter lows around 48.4°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 78040 at risk of flooding or natural disasters?
- ZIP Code 78040's FEMA National Risk Index score is 27.3 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →