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ZIP Code 78130

Comal, Texas

FIPS 78130

Juniper

ZIP Code 78130 is in the top 38% nationally for HPI growth 5yr %, but in the bottom 25% nationally for FEMA risk score. It also sits in the 87th percentile nationally for median rent. And it sits in the bottom 27% nationally for price-to-income ratio.

Median Home Value

$323,200

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

41%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

83.3

Higher than 75% of U.S. ZIP codes

The basics

Total Population

104,009

Median Age

36.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$323,200

Higher than 73%

Median Property Tax

$4,140

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.89

Higher than 73%

Median Rent

$1,659

Higher than 87%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

41%

Higher than 62%

Appreciation 1yr %

-3.4%

Higher than 60%

Pandemic Gain %

46%

Recession Drop %

0.56%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

94.9

Winter Avg Low (°F)

41.1

Avg Temperature (°F)

68.6

Hot Days/yr (>90°F)

126.9

Freezing Days/yr (<32°F)

18.9

Annual Precipitation (in)

35

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.3

Higher than 75%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78130: frequently asked questions

What is the median home value in ZIP Code 78130?
The median home value in ZIP Code 78130 is $323,200, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 78130?
The median annual property tax in ZIP Code 78130 is $4,140, an effective rate of 1% of home value.
Is ZIP Code 78130 expensive to live in?
Homes in ZIP Code 78130 cost about 3.89× the median household income, higher than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 78130?
The median gross rent in ZIP Code 78130 is $1,659 a month, higher than 87% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 78130?
Home prices in ZIP Code 78130 have moved 41% over the past five years (-3.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 78130?
ZIP Code 78130 averages 68.6°F year-round, summer highs near 94.9°F, winter lows around 41.1°F (NOAA 1991–2020 normals).
Is ZIP Code 78130 at risk of flooding or natural disasters?
ZIP Code 78130's FEMA National Risk Index score is 83.3 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →