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ZIP Code 78163

Comal, Texas

FIPS 78163

Juniper

ZIP Code 78163 is in the top 18% nationally for HPI growth 5yr %, but in the bottom 7% nationally for FEMA risk score. It also sits in the 93th percentile nationally for median rent. And it sits in the 84th percentile nationally for median home value.

Median Home Value

$435,600

Higher than 84% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

95.6

Higher than 93% of U.S. ZIP codes

The basics

Total Population

19,141

Median Age

40.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$435,600

Higher than 84%

Median Property Tax

$5,625

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.1

Near median

Median Rent

$1,951

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 82%

Appreciation 1yr %

3.3%

Higher than 77%

Pandemic Gain %

57%

Recession Drop %

-2.9%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

94.4

Winter Avg Low (°F)

42.8

Avg Temperature (°F)

69.6

Hot Days/yr (>90°F)

122.4

Freezing Days/yr (<32°F)

14

Annual Precipitation (in)

38.1

Annual Snowfall (in)

0.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

95.6

Higher than 93%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78163: frequently asked questions

What is the median home value in ZIP Code 78163?
The median home value in ZIP Code 78163 is $435,600, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 78163?
The median annual property tax in ZIP Code 78163 is $5,625, an effective rate of 1% of home value.
Is ZIP Code 78163 expensive to live in?
Homes in ZIP Code 78163 cost about 3.1× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 78163?
The median gross rent in ZIP Code 78163 is $1,951 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 78163?
Home prices in ZIP Code 78163 have moved 56% over the past five years (3.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 78163?
ZIP Code 78163 averages 69.6°F year-round, summer highs near 94.4°F, winter lows around 42.8°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
Is ZIP Code 78163 at risk of flooding or natural disasters?
ZIP Code 78163's FEMA National Risk Index score is 95.6 (higher than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →