The basics
Total Population
12,635
Median Age
47.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$189,000
Median Property Tax
$2,843
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.08
Median Rent
$1,273
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
39%
Appreciation 1yr %
-2.5%
Pandemic Gain %
47%
Recession Drop %
-1.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.1
Winter Avg Low (°F)
50.2
Avg Temperature (°F)
73.6
Hot Days/yr (>90°F)
139.4
Freezing Days/yr (<32°F)
2.9
Annual Precipitation (in)
34.6
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
75.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78404: frequently asked questions
- What is the median home value in ZIP Code 78404?
- The median home value in ZIP Code 78404 is $189,000, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 78404?
- The median annual property tax in ZIP Code 78404 is $2,843, an effective rate of 1% of home value.
- Is ZIP Code 78404 expensive to live in?
- Homes in ZIP Code 78404 cost about 3.08× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 78404?
- The median gross rent in ZIP Code 78404 is $1,273 a month, higher than 75% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78404?
- Home prices in ZIP Code 78404 have moved 39% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78404?
- ZIP Code 78404 averages 73.6°F year-round, summer highs near 94.1°F, winter lows around 50.2°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 78404 at risk of flooding or natural disasters?
- ZIP Code 78404's FEMA National Risk Index score is 75.8 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →