The basics
Total Population
38,631
Median Age
31.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$197,500
Median Property Tax
$2,883
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.23
Median Rent
$1,322
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
30%
Appreciation 1yr %
-4.3%
Pandemic Gain %
36%
Recession Drop %
-7.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.4
Winter Avg Low (°F)
53.8
Avg Temperature (°F)
75
Hot Days/yr (>90°F)
96
Freezing Days/yr (<32°F)
1
Annual Precipitation (in)
35.2
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
67.8
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78412: frequently asked questions
- What is the median home value in ZIP Code 78412?
- The median home value in ZIP Code 78412 is $197,500, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 78412?
- The median annual property tax in ZIP Code 78412 is $2,883, an effective rate of 1% of home value.
- Is ZIP Code 78412 expensive to live in?
- Homes in ZIP Code 78412 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78412?
- The median gross rent in ZIP Code 78412 is $1,322 a month, higher than 77% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78412?
- Home prices in ZIP Code 78412 have moved 30% over the past five years (-4.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78412?
- ZIP Code 78412 averages 75°F year-round, summer highs near 92.4°F, winter lows around 53.8°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 78412 at risk of flooding or natural disasters?
- ZIP Code 78412's FEMA National Risk Index score is 67.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →