The basics
Total Population
14,008
Median Age
40
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$223,200
Median Property Tax
$2,401
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.44
Median Rent
$1,391
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
1.2%
Pandemic Gain %
46%
Recession Drop %
-4.5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
96.1
Winter Avg Low (°F)
40.7
Avg Temperature (°F)
69.6
Hot Days/yr (>90°F)
127.4
Freezing Days/yr (<32°F)
25.4
Annual Precipitation (in)
24.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78861: frequently asked questions
- What is the median home value in ZIP Code 78861?
- The median home value in ZIP Code 78861 is $223,200, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 78861?
- The median annual property tax in ZIP Code 78861 is $2,401, an effective rate of 1% of home value.
- Is ZIP Code 78861 expensive to live in?
- Homes in ZIP Code 78861 cost about 3.44× the median household income, higher than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78861?
- The median gross rent in ZIP Code 78861 is $1,391 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78861?
- Home prices in ZIP Code 78861 have moved 43% over the past five years (1.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78861?
- ZIP Code 78861 averages 69.6°F year-round, summer highs near 96.1°F, winter lows around 40.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 78861 at risk of flooding or natural disasters?
- ZIP Code 78861's FEMA National Risk Index score is 80.8 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →