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ZIP Code 81428

Delta, Colorado

FIPS 81428

Juniper

ZIP Code 81428 is in the top 23% nationally for HPI growth 5yr %, but in the bottom 10% nationally for price-to-income ratio. It also sits in the bottom 13% nationally for FEMA risk score. And it sits in the 84th percentile nationally for median home value.

Median Home Value

$432,700

Higher than 84% of U.S. ZIP codes

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

91.6

Higher than 87% of U.S. ZIP codes

The basics

Total Population

3,788

Median Age

50.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$432,700

Higher than 84%

Median Property Tax

$1,218

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.71

Higher than 90%

Median Rent

$988

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

-4%

Higher than 59%

Pandemic Gain %

52%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.5

Winter Avg Low (°F)

18

Avg Temperature (°F)

50.6

Hot Days/yr (>90°F)

44.9

Freezing Days/yr (<32°F)

148.4

Annual Precipitation (in)

14.3

Annual Snowfall (in)

41.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

91.6

Higher than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81428: frequently asked questions

What is the median home value in ZIP Code 81428?
The median home value in ZIP Code 81428 is $432,700, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 81428?
The median annual property tax in ZIP Code 81428 is $1,218, an effective rate of 0% of home value.
Is ZIP Code 81428 expensive to live in?
Homes in ZIP Code 81428 cost about 5.71× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 81428?
The median gross rent in ZIP Code 81428 is $988 a month, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81428?
Home prices in ZIP Code 81428 have moved 53% over the past five years (-4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81428?
ZIP Code 81428 averages 50.6°F year-round, summer highs near 87.5°F, winter lows around 18°F (NOAA 1991–2020 normals). It sees about 41.4 inches of snow a year.
Is ZIP Code 81428 at risk of flooding or natural disasters?
ZIP Code 81428's FEMA National Risk Index score is 91.6 (higher than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →