The basics
Total Population
59,889
Median Age
35.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$784,100
Median Property Tax
$6,536
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.74
Median Rent
$1,949
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
30%
Appreciation 1yr %
0.67%
Pandemic Gain %
33%
Recession Drop %
-56%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.7
Winter Avg Low (°F)
39
Avg Temperature (°F)
58.6
Hot Days/yr (>90°F)
24.7
Freezing Days/yr (<32°F)
17.7
Annual Precipitation (in)
14.3
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
89
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95023: frequently asked questions
- What is the median home value in ZIP Code 95023?
- The median home value in ZIP Code 95023 is $784,100, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95023?
- The median annual property tax in ZIP Code 95023 is $6,536, an effective rate of 1% of home value.
- Is ZIP Code 95023 expensive to live in?
- Homes in ZIP Code 95023 cost about 6.74× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95023?
- The median gross rent in ZIP Code 95023 is $1,949 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95023?
- Home prices in ZIP Code 95023 have moved 30% over the past five years (0.67% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95023?
- ZIP Code 95023 averages 58.6°F year-round, summer highs near 79.7°F, winter lows around 39°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95023 at risk of flooding or natural disasters?
- ZIP Code 95023's FEMA National Risk Index score is 89 (higher than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →