The basics
Total Population
3,659
Median Age
46.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$896,700
Median Property Tax
$6,404
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.12
Median Rent
$2,145
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
27%
Appreciation 1yr %
-1.6%
Pandemic Gain %
27%
Recession Drop %
-56%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.7
Winter Avg Low (°F)
39
Avg Temperature (°F)
58.6
Hot Days/yr (>90°F)
24.7
Freezing Days/yr (<32°F)
17.7
Annual Precipitation (in)
13.7
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95045: frequently asked questions
- What is the median home value in ZIP Code 95045?
- The median home value in ZIP Code 95045 is $896,700, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95045?
- The median annual property tax in ZIP Code 95045 is $6,404, an effective rate of 1% of home value.
- Is ZIP Code 95045 expensive to live in?
- Homes in ZIP Code 95045 cost about 8.12× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95045?
- The median gross rent in ZIP Code 95045 is $2,145 a month, higher than 95% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95045?
- Home prices in ZIP Code 95045 have moved 27% over the past five years (-1.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95045?
- ZIP Code 95045 averages 58.6°F year-round, summer highs near 79.7°F, winter lows around 39°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95045 at risk of flooding or natural disasters?
- ZIP Code 95045's FEMA National Risk Index score is 99.2 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →