The basics
Total Population
1,112
Median Age
67.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$469,400
Median Property Tax
$3,057
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.68
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
56%
Appreciation 1yr %
29%
Pandemic Gain %
43%
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83
Winter Avg Low (°F)
20
Avg Temperature (°F)
46.7
Hot Days/yr (>90°F)
21.7
Freezing Days/yr (<32°F)
204.6
Annual Precipitation (in)
23.3
Annual Snowfall (in)
37.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 96103: frequently asked questions
- What is the median home value in ZIP Code 96103?
- The median home value in ZIP Code 96103 is $469,400, higher than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 96103?
- The median annual property tax in ZIP Code 96103 is $3,057, an effective rate of 1% of home value.
- Is ZIP Code 96103 expensive to live in?
- Homes in ZIP Code 96103 cost about 5.68× the median household income, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 96103?
- Home prices in ZIP Code 96103 have moved 56% over the past five years (29% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 96103?
- ZIP Code 96103 averages 46.7°F year-round, summer highs near 83°F, winter lows around 20°F (NOAA 1991–2020 normals). It sees about 37.8 inches of snow a year.
- Is ZIP Code 96103 at risk of flooding or natural disasters?
- ZIP Code 96103's FEMA National Risk Index score is 98.8 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →