The basics
Total Population
16,440
Median Age
35.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$483,500
Median Property Tax
$3,463
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.4
Median Rent
$1,639
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
0.6%
Pandemic Gain %
37%
Recession Drop %
-32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.5
Winter Avg Low (°F)
35.6
Avg Temperature (°F)
53.8
Hot Days/yr (>90°F)
17.4
Freezing Days/yr (<32°F)
42
Annual Precipitation (in)
52.8
Annual Snowfall (in)
1.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
57.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 97038: frequently asked questions
- What is the median home value in ZIP Code 97038?
- The median home value in ZIP Code 97038 is $483,500, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 97038?
- The median annual property tax in ZIP Code 97038 is $3,463, an effective rate of 1% of home value.
- Is ZIP Code 97038 expensive to live in?
- Homes in ZIP Code 97038 cost about 5.4× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 97038?
- The median gross rent in ZIP Code 97038 is $1,639 a month, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 97038?
- Home prices in ZIP Code 97038 have moved 34% over the past five years (0.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 97038?
- ZIP Code 97038 averages 53.8°F year-round, summer highs near 78.5°F, winter lows around 35.6°F (NOAA 1991–2020 normals). It sees about 1.1 inches of snow a year.
- Is ZIP Code 97038 at risk of flooding or natural disasters?
- ZIP Code 97038's FEMA National Risk Index score is 57.3 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →