The basics
Total Population
3,727
Median Age
45.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$440,100
Median Property Tax
$9,497
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.62
Median Rent
$1,927
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
62%
Appreciation 1yr %
4.7%
Pandemic Gain %
42%
Recession Drop %
-34%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82
Winter Avg Low (°F)
20.1
Avg Temperature (°F)
50.1
Hot Days/yr (>90°F)
13.9
Freezing Days/yr (<32°F)
135.3
Annual Precipitation (in)
50.8
Annual Snowfall (in)
23.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 07838: frequently asked questions
- What is the median home value in ZIP Code 07838?
- The median home value in ZIP Code 07838 is $440,100, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 07838?
- The median annual property tax in ZIP Code 07838 is $9,497, an effective rate of 2% of home value.
- Is ZIP Code 07838 expensive to live in?
- Homes in ZIP Code 07838 cost about 3.62× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 07838?
- The median gross rent in ZIP Code 07838 is $1,927 a month, higher than 92% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 07838?
- Home prices in ZIP Code 07838 have moved 62% over the past five years (4.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 07838?
- ZIP Code 07838 averages 50.1°F year-round, summer highs near 82°F, winter lows around 20.1°F (NOAA 1991–2020 normals). It sees about 23.3 inches of snow a year.
- Is ZIP Code 07838 at risk of flooding or natural disasters?
- ZIP Code 07838's FEMA National Risk Index score is 72.9 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →