The basics
Total Population
3,819
Median Age
50.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$294,000
Median Property Tax
$7,981
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.12
Median Rent
$1,589
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
65%
Appreciation 1yr %
3.2%
Pandemic Gain %
51%
Recession Drop %
-34%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82
Winter Avg Low (°F)
20.1
Avg Temperature (°F)
50.1
Hot Days/yr (>90°F)
13.9
Freezing Days/yr (<32°F)
135.3
Annual Precipitation (in)
51.4
Annual Snowfall (in)
23.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 07863: frequently asked questions
- What is the median home value in ZIP Code 07863?
- The median home value in ZIP Code 07863 is $294,000, higher than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 07863?
- The median annual property tax in ZIP Code 07863 is $7,981, an effective rate of 3% of home value.
- Is ZIP Code 07863 expensive to live in?
- Homes in ZIP Code 07863 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 07863?
- The median gross rent in ZIP Code 07863 is $1,589 a month, higher than 85% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 07863?
- Home prices in ZIP Code 07863 have moved 65% over the past five years (3.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 07863?
- ZIP Code 07863 averages 50.1°F year-round, summer highs near 82°F, winter lows around 20.1°F (NOAA 1991–2020 normals). It sees about 23.3 inches of snow a year.
- Is ZIP Code 07863 at risk of flooding or natural disasters?
- ZIP Code 07863's FEMA National Risk Index score is 56 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →