The basics
Total Population
2,825
Median Age
34.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$394,300
Median Property Tax
$8,997
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.65
Median Rent
$2,181
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
5.3%
Pandemic Gain %
41%
Recession Drop %
-32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82
Winter Avg Low (°F)
20.1
Avg Temperature (°F)
50.1
Hot Days/yr (>90°F)
13.9
Freezing Days/yr (<32°F)
135.3
Annual Precipitation (in)
51.7
Annual Snowfall (in)
29.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
71.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 07865: frequently asked questions
- What is the median home value in ZIP Code 07865?
- The median home value in ZIP Code 07865 is $394,300, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 07865?
- The median annual property tax in ZIP Code 07865 is $8,997, an effective rate of 2% of home value.
- Is ZIP Code 07865 expensive to live in?
- Homes in ZIP Code 07865 cost about 3.65× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 07865?
- The median gross rent in ZIP Code 07865 is $2,181 a month, higher than 96% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 07865?
- Home prices in ZIP Code 07865 have moved 53% over the past five years (5.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 07865?
- ZIP Code 07865 averages 50.1°F year-round, summer highs near 82°F, winter lows around 20.1°F (NOAA 1991–2020 normals). It sees about 29.6 inches of snow a year.
- Is ZIP Code 07865 at risk of flooding or natural disasters?
- ZIP Code 07865's FEMA National Risk Index score is 71.7 (higher than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →