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ZIP Code 10509

Putnam, New York

FIPS 10509

Juniper

ZIP Code 10509 is in the top 16% nationally for FEMA risk score, but in the bottom 27% nationally for price-to-income ratio. It also sits in the 90th percentile nationally for median rent. And it sits in the 86th percentile nationally for median home value.

Median Home Value

$458,300

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

48%

Higher than 70% of U.S. ZIP codes

FEMA Risk Score

31.1

Lower than 84% of U.S. ZIP codes

The basics

Total Population

20,046

Median Age

43.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$458,300

Higher than 86%

Median Property Tax

$9,761

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.92

Higher than 73%

Median Rent

$1,784

Higher than 90%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

48%

Higher than 70%

Appreciation 1yr %

2.6%

Higher than 75%

Pandemic Gain %

30%

Recession Drop %

-28%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.9

Winter Avg Low (°F)

19.4

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

2

Freezing Days/yr (<32°F)

136.6

Annual Precipitation (in)

50.4

Annual Snowfall (in)

49.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.1

Lower than 84%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 10509: frequently asked questions

What is the median home value in ZIP Code 10509?
The median home value in ZIP Code 10509 is $458,300, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 10509?
The median annual property tax in ZIP Code 10509 is $9,761, an effective rate of 2% of home value.
Is ZIP Code 10509 expensive to live in?
Homes in ZIP Code 10509 cost about 3.92× the median household income, higher than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 10509?
The median gross rent in ZIP Code 10509 is $1,784 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10509?
Home prices in ZIP Code 10509 have moved 48% over the past five years (2.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 10509?
ZIP Code 10509 averages 48°F year-round, summer highs near 75.9°F, winter lows around 19.4°F (NOAA 1991–2020 normals). It sees about 49.3 inches of snow a year.
Is ZIP Code 10509 at risk of flooding or natural disasters?
ZIP Code 10509's FEMA National Risk Index score is 31.1 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →