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ZIP Code 12563

Putnam, New York

FIPS 12563

Juniper

ZIP Code 12563 is in the top 9% nationally for FEMA risk score, but in the bottom 23% nationally for price-to-income ratio. It also sits in the 84th percentile nationally for median rent. And it sits in the 82th percentile nationally for median home value.

Median Home Value

$412,300

Higher than 82% of U.S. ZIP codes

HPI Growth 5yr %

48%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

20

Lower than 91% of U.S. ZIP codes

The basics

Total Population

7,304

Median Age

40.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$412,300

Higher than 82%

Median Property Tax

$9,964

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.19

Higher than 77%

Median Rent

$1,544

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

48%

Higher than 71%

Appreciation 1yr %

3.2%

Higher than 77%

Pandemic Gain %

49%

Recession Drop %

-29%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.9

Winter Avg Low (°F)

19.4

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

2

Freezing Days/yr (<32°F)

136.6

Annual Precipitation (in)

50.4

Annual Snowfall (in)

57.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

20

Lower than 91%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12563: frequently asked questions

What is the median home value in ZIP Code 12563?
The median home value in ZIP Code 12563 is $412,300, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 12563?
The median annual property tax in ZIP Code 12563 is $9,964, an effective rate of 2% of home value.
Is ZIP Code 12563 expensive to live in?
Homes in ZIP Code 12563 cost about 4.19× the median household income, higher than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 12563?
The median gross rent in ZIP Code 12563 is $1,544 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12563?
Home prices in ZIP Code 12563 have moved 48% over the past five years (3.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12563?
ZIP Code 12563 averages 48°F year-round, summer highs near 75.9°F, winter lows around 19.4°F (NOAA 1991–2020 normals). It sees about 57.9 inches of snow a year.
Is ZIP Code 12563 at risk of flooding or natural disasters?
ZIP Code 12563's FEMA National Risk Index score is 20 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →