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ZIP Code 10524

Putnam, New York

FIPS 10524

Juniper

ZIP Code 10524 is in the top 12% nationally for FEMA risk score, but in the bottom 28% nationally for price-to-income ratio. It also sits in the 98th percentile nationally for median rent. And it sits in the 90th percentile nationally for median home value.

Median Home Value

$560,600

Higher than 90% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

25.8

Lower than 88% of U.S. ZIP codes

The basics

Total Population

4,578

Median Age

49.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$560,600

Higher than 90%

Median Property Tax

$10,001

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.83

Higher than 72%

Median Rent

$2,457

Higher than 98%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

-1.9%

Higher than 62%

Pandemic Gain %

37%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.8

Winter Avg Low (°F)

23.4

Avg Temperature (°F)

52.1

Hot Days/yr (>90°F)

18.1

Freezing Days/yr (<32°F)

109.7

Annual Precipitation (in)

51.5

Annual Snowfall (in)

35.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.8

Lower than 88%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 10524: frequently asked questions

What is the median home value in ZIP Code 10524?
The median home value in ZIP Code 10524 is $560,600, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 10524?
The median annual property tax in ZIP Code 10524 is $10,001, an effective rate of 2% of home value.
Is ZIP Code 10524 expensive to live in?
Homes in ZIP Code 10524 cost about 3.83× the median household income, higher than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 10524?
The median gross rent in ZIP Code 10524 is $2,457 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10524?
Home prices in ZIP Code 10524 have moved 45% over the past five years (-1.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 10524?
ZIP Code 10524 averages 52.1°F year-round, summer highs near 82.8°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 35.7 inches of snow a year.
Is ZIP Code 10524 at risk of flooding or natural disasters?
ZIP Code 10524's FEMA National Risk Index score is 25.8 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →