Back to Explorer

ZIP Code 12108

Hamilton, New York

FIPS 12108

Juniper

ZIP Code 12108 is in the top 37% nationally for FEMA risk score, but in the bottom 8% nationally for price-to-income ratio. It also sits in the 75th percentile nationally for median home value.

Median Home Value

$339,100

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

54.1

Lower than 63% of U.S. ZIP codes

The basics

Total Population

350

Median Age

52.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$339,100

Higher than 75%

Median Property Tax

$3,083

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.1

Higher than 92%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

72.8

Winter Avg Low (°F)

8.9

Avg Temperature (°F)

41

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

187.1

Annual Precipitation (in)

54.6

Annual Snowfall (in)

128.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54.1

Lower than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12108: frequently asked questions

What is the median home value in ZIP Code 12108?
The median home value in ZIP Code 12108 is $339,100, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 12108?
The median annual property tax in ZIP Code 12108 is $3,083, an effective rate of 1% of home value.
Is ZIP Code 12108 expensive to live in?
Homes in ZIP Code 12108 cost about 6.1× the median household income, higher than 92% of U.S. ZIP codes.
What is the weather like in ZIP Code 12108?
ZIP Code 12108 averages 41°F year-round, summer highs near 72.8°F, winter lows around 8.9°F (NOAA 1991–2020 normals). It sees about 128.8 inches of snow a year.
Is ZIP Code 12108 at risk of flooding or natural disasters?
ZIP Code 12108's FEMA National Risk Index score is 54.1 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →