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ZIP Code 12164

Hamilton, New York

FIPS 12164

Juniper

ZIP Code 12164 is in the top 37% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 62th percentile nationally for median rent.

Median Home Value

$226,800

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

54.1

Lower than 63% of U.S. ZIP codes

The basics

Total Population

539

Median Age

64.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$226,800

Higher than 56%

Median Property Tax

$2,938

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.65

Higher than 68%

Median Rent

$1,042

Higher than 62%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

72.8

Winter Avg Low (°F)

8.9

Avg Temperature (°F)

41

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

187.1

Annual Precipitation (in)

43.5

Annual Snowfall (in)

101.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54.1

Lower than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12164: frequently asked questions

What is the median home value in ZIP Code 12164?
The median home value in ZIP Code 12164 is $226,800, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 12164?
The median annual property tax in ZIP Code 12164 is $2,938, an effective rate of 1% of home value.
Is ZIP Code 12164 expensive to live in?
Homes in ZIP Code 12164 cost about 3.65× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 12164?
The median gross rent in ZIP Code 12164 is $1,042 a month, higher than 62% of U.S. ZIP codes.
What is the weather like in ZIP Code 12164?
ZIP Code 12164 averages 41°F year-round, summer highs near 72.8°F, winter lows around 8.9°F (NOAA 1991–2020 normals). It sees about 101.5 inches of snow a year.
Is ZIP Code 12164 at risk of flooding or natural disasters?
ZIP Code 12164's FEMA National Risk Index score is 54.1 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →