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ZIP Code 12190

Hamilton, New York

FIPS 12190

Juniper

ZIP Code 12190 is in the top 27% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 65th percentile nationally for median home value.

Median Home Value

$268,600

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

44.6

Lower than 73% of U.S. ZIP codes

The basics

Total Population

671

Median Age

59.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$268,600

Higher than 65%

Median Property Tax

$2,588

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.62

Higher than 68%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

72.8

Winter Avg Low (°F)

8.9

Avg Temperature (°F)

41

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

187.1

Annual Precipitation (in)

54.6

Annual Snowfall (in)

128.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.6

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12190: frequently asked questions

What is the median home value in ZIP Code 12190?
The median home value in ZIP Code 12190 is $268,600, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 12190?
The median annual property tax in ZIP Code 12190 is $2,588, an effective rate of 1% of home value.
Is ZIP Code 12190 expensive to live in?
Homes in ZIP Code 12190 cost about 3.62× the median household income, higher than 68% of U.S. ZIP codes.
What is the weather like in ZIP Code 12190?
ZIP Code 12190 averages 41°F year-round, summer highs near 72.8°F, winter lows around 8.9°F (NOAA 1991–2020 normals). It sees about 128.8 inches of snow a year.
Is ZIP Code 12190 at risk of flooding or natural disasters?
ZIP Code 12190's FEMA National Risk Index score is 44.6 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →