The basics
Total Population
734
Median Age
46.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$151,700
Lower than 68%
Median Property Tax
$3,602
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.43
Lower than 65%
Median Rent
$1,138
Higher than 69%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.4
Winter Avg Low (°F)
12.8
Avg Temperature (°F)
45.7
Hot Days/yr (>90°F)
6
Freezing Days/yr (<32°F)
160.3
Annual Precipitation (in)
38.2
Annual Snowfall (in)
75.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
9.8
Lower than 94%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12838: frequently asked questions
- What is the median home value in ZIP Code 12838?
- The median home value in ZIP Code 12838 is $151,700, lower than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12838?
- The median annual property tax in ZIP Code 12838 is $3,602, an effective rate of 2% of home value.
- Is ZIP Code 12838 expensive to live in?
- Homes in ZIP Code 12838 cost about 2.43× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12838?
- The median gross rent in ZIP Code 12838 is $1,138 a month, higher than 69% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12838?
- ZIP Code 12838 averages 45.7°F year-round, summer highs near 79.4°F, winter lows around 12.8°F (NOAA 1991–2020 normals). It sees about 75.2 inches of snow a year.
- Is ZIP Code 12838 at risk of flooding or natural disasters?
- ZIP Code 12838's FEMA National Risk Index score is 9.8 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →