The basics
Total Population
4,370
Median Age
50.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$355,900
Median Property Tax
$3,252
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.53
Median Rent
$1,055
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
0.45%
Pandemic Gain %
33%
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.4
Winter Avg Low (°F)
12.8
Avg Temperature (°F)
45.7
Hot Days/yr (>90°F)
6
Freezing Days/yr (<32°F)
160.3
Annual Precipitation (in)
38.2
Annual Snowfall (in)
60.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12845: frequently asked questions
- What is the median home value in ZIP Code 12845?
- The median home value in ZIP Code 12845 is $355,900, higher than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12845?
- The median annual property tax in ZIP Code 12845 is $3,252, an effective rate of 1% of home value.
- Is ZIP Code 12845 expensive to live in?
- Homes in ZIP Code 12845 cost about 3.53× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12845?
- The median gross rent in ZIP Code 12845 is $1,055 a month, higher than 63% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12845?
- Home prices in ZIP Code 12845 have moved 48% over the past five years (0.45% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12845?
- ZIP Code 12845 averages 45.7°F year-round, summer highs near 79.4°F, winter lows around 12.8°F (NOAA 1991–2020 normals). It sees about 60.3 inches of snow a year.
- Is ZIP Code 12845 at risk of flooding or natural disasters?
- ZIP Code 12845's FEMA National Risk Index score is 37.7 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →