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ZIP Code 12846

Warren, New York

FIPS 12846

Juniper

ZIP Code 12846 is in the top 31% nationally for FEMA risk score, but in the bottom 16% nationally for price-to-income ratio. It also sits in the top 36% nationally for HPI growth 5yr %.

Median Home Value

$221,100

Near the U.S. ZIP codes median

HPI Growth 5yr %

42%

Higher than 64% of U.S. ZIP codes

FEMA Risk Score

48.5

Lower than 69% of U.S. ZIP codes

The basics

Total Population

3,013

Median Age

51.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$221,100

Near median

Median Property Tax

$2,619

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.77

Higher than 84%

Median Rent

$951

Higher than 56%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

42%

Higher than 64%

Pandemic Gain %

48%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.2

Winter Avg Low (°F)

15.4

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

0.7

Freezing Days/yr (<32°F)

153.4

Annual Precipitation (in)

45.7

Annual Snowfall (in)

60.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.5

Lower than 69%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12846: frequently asked questions

What is the median home value in ZIP Code 12846?
The median home value in ZIP Code 12846 is $221,100, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12846?
The median annual property tax in ZIP Code 12846 is $2,619, an effective rate of 1% of home value.
Is ZIP Code 12846 expensive to live in?
Homes in ZIP Code 12846 cost about 4.77× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 12846?
The median gross rent in ZIP Code 12846 is $951 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12846?
Home prices in ZIP Code 12846 have moved 42% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 12846?
ZIP Code 12846 averages 45.6°F year-round, summer highs near 75.2°F, winter lows around 15.4°F (NOAA 1991–2020 normals). It sees about 60.3 inches of snow a year.
Is ZIP Code 12846 at risk of flooding or natural disasters?
ZIP Code 12846's FEMA National Risk Index score is 48.5 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →