The basics
Total Population
501
Median Age
46.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$220,800
Near median
Median Property Tax
$3,349
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.4
Lower than 66%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.4
Winter Avg Low (°F)
15
Avg Temperature (°F)
47.9
Hot Days/yr (>90°F)
12.4
Freezing Days/yr (<32°F)
142.7
Annual Precipitation (in)
42.5
Annual Snowfall (in)
58.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
32.5
Lower than 83%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12861: frequently asked questions
- What is the median home value in ZIP Code 12861?
- The median home value in ZIP Code 12861 is $220,800, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 12861?
- The median annual property tax in ZIP Code 12861 is $3,349, an effective rate of 2% of home value.
- Is ZIP Code 12861 expensive to live in?
- Homes in ZIP Code 12861 cost about 2.4× the median household income, lower than 66% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12861?
- ZIP Code 12861 averages 47.9°F year-round, summer highs near 81.4°F, winter lows around 15°F (NOAA 1991–2020 normals). It sees about 58.6 inches of snow a year.
- Is ZIP Code 12861 at risk of flooding or natural disasters?
- ZIP Code 12861's FEMA National Risk Index score is 32.5 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →