The basics
Total Population
1,756
Median Age
52.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$268,700
Median Property Tax
$3,594
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.7
Median Rent
$516
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
53%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.5
Winter Avg Low (°F)
6.7
Avg Temperature (°F)
40.8
Hot Days/yr (>90°F)
0.6
Freezing Days/yr (<32°F)
186.4
Annual Precipitation (in)
43.1
Annual Snowfall (in)
77.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
69.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12870: frequently asked questions
- What is the median home value in ZIP Code 12870?
- The median home value in ZIP Code 12870 is $268,700, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12870?
- The median annual property tax in ZIP Code 12870 is $3,594, an effective rate of 1% of home value.
- Is ZIP Code 12870 expensive to live in?
- Homes in ZIP Code 12870 cost about 3.7× the median household income, higher than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12870?
- The median gross rent in ZIP Code 12870 is $516 a month, lower than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12870?
- ZIP Code 12870 averages 40.8°F year-round, summer highs near 74.5°F, winter lows around 6.7°F (NOAA 1991–2020 normals). It sees about 77.5 inches of snow a year.
- Is ZIP Code 12870 at risk of flooding or natural disasters?
- ZIP Code 12870's FEMA National Risk Index score is 69.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →