Back to Explorer

ZIP Code 12946

Essex, New York

FIPS 12946

Juniper

ZIP Code 12946 is in the top 27% nationally for FEMA risk score, but in the bottom 9% nationally for price-to-income ratio. It also sits in the 86th percentile nationally for median home value. And it sits in the top 27% nationally for HPI growth 5yr %.

Median Home Value

$467,000

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

50%

Higher than 73% of U.S. ZIP codes

FEMA Risk Score

44.1

Lower than 73% of U.S. ZIP codes

The basics

Total Population

4,872

Median Age

45.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$467,000

Higher than 86%

Median Property Tax

$5,584

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.02

Higher than 91%

Median Rent

$1,131

Higher than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

50%

Higher than 73%

Pandemic Gain %

41%

Recession Drop %

-6.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

72.4

Winter Avg Low (°F)

9.4

Avg Temperature (°F)

40.6

Hot Days/yr (>90°F)

1.4

Freezing Days/yr (<32°F)

184.2

Annual Precipitation (in)

43.8

Annual Snowfall (in)

104.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.1

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12946: frequently asked questions

What is the median home value in ZIP Code 12946?
The median home value in ZIP Code 12946 is $467,000, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 12946?
The median annual property tax in ZIP Code 12946 is $5,584, an effective rate of 1% of home value.
Is ZIP Code 12946 expensive to live in?
Homes in ZIP Code 12946 cost about 6.02× the median household income, higher than 91% of U.S. ZIP codes.
What is the average rent in ZIP Code 12946?
The median gross rent in ZIP Code 12946 is $1,131 a month, higher than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12946?
Home prices in ZIP Code 12946 have moved 50% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 12946?
ZIP Code 12946 averages 40.6°F year-round, summer highs near 72.4°F, winter lows around 9.4°F (NOAA 1991–2020 normals). It sees about 104.1 inches of snow a year.
Is ZIP Code 12946 at risk of flooding or natural disasters?
ZIP Code 12946's FEMA National Risk Index score is 44.1 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →