The basics
Total Population
1,617
Median Age
62.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$161,400
Lower than 63%
Median Property Tax
$2,860
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.41
Higher than 63%
Median Rent
$791
Lower than 60%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.2
Winter Avg Low (°F)
12.7
Avg Temperature (°F)
46.3
Hot Days/yr (>90°F)
12.4
Freezing Days/yr (<32°F)
152.3
Annual Precipitation (in)
37.9
Annual Snowfall (in)
63.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63.1
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12974: frequently asked questions
- What is the median home value in ZIP Code 12974?
- The median home value in ZIP Code 12974 is $161,400, lower than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12974?
- The median annual property tax in ZIP Code 12974 is $2,860, an effective rate of 2% of home value.
- Is ZIP Code 12974 expensive to live in?
- Homes in ZIP Code 12974 cost about 3.41× the median household income, higher than 63% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12974?
- The median gross rent in ZIP Code 12974 is $791 a month, lower than 60% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12974?
- ZIP Code 12974 averages 46.3°F year-round, summer highs near 80.2°F, winter lows around 12.7°F (NOAA 1991–2020 normals). It sees about 63.7 inches of snow a year.
- Is ZIP Code 12974 at risk of flooding or natural disasters?
- ZIP Code 12974's FEMA National Risk Index score is 63.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →