Back to Explorer

ZIP Code 12945

Franklin, New York

FIPS 12945

Juniper

ZIP Code 12945 is in the top 24% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the 66th percentile nationally for median home value.

Median Home Value

$278,100

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

41.1

Lower than 76% of U.S. ZIP codes

The basics

Total Population

391

Median Age

46.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$278,100

Higher than 66%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.47

Higher than 65%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.6

Winter Avg Low (°F)

5.5

Avg Temperature (°F)

39.7

Hot Days/yr (>90°F)

1.1

Freezing Days/yr (<32°F)

201.2

Annual Precipitation (in)

36.6

Annual Snowfall (in)

104.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

41.1

Lower than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12945: frequently asked questions

What is the median home value in ZIP Code 12945?
The median home value in ZIP Code 12945 is $278,100, higher than 66% of U.S. ZIP codes.
Is ZIP Code 12945 expensive to live in?
Homes in ZIP Code 12945 cost about 3.47× the median household income, higher than 65% of U.S. ZIP codes.
What is the weather like in ZIP Code 12945?
ZIP Code 12945 averages 39.7°F year-round, summer highs near 74.6°F, winter lows around 5.5°F (NOAA 1991–2020 normals). It sees about 104.1 inches of snow a year.
Is ZIP Code 12945 at risk of flooding or natural disasters?
ZIP Code 12945's FEMA National Risk Index score is 41.1 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →