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ZIP Code 12969

Franklin, New York

FIPS 12969

Juniper

ZIP Code 12969 is in the top 15% nationally for FEMA risk score. It also sits in the top 17% nationally for price-to-income ratio. And it sits in the 18th percentile nationally for median home value.

Median Home Value

$101,300

Lower than 82% of U.S. ZIP codes

FEMA Risk Score

29

Lower than 85% of U.S. ZIP codes

The basics

Total Population

279

Median Age

54.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$101,300

Lower than 82%

Median Property Tax

$1,750

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.55

Lower than 83%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75

Winter Avg Low (°F)

9.3

Avg Temperature (°F)

42.7

Hot Days/yr (>90°F)

1.2

Freezing Days/yr (<32°F)

165.5

Annual Precipitation (in)

39.9

Annual Snowfall (in)

98.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12969: frequently asked questions

What is the median home value in ZIP Code 12969?
The median home value in ZIP Code 12969 is $101,300, lower than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 12969?
The median annual property tax in ZIP Code 12969 is $1,750, an effective rate of 2% of home value.
Is ZIP Code 12969 expensive to live in?
Homes in ZIP Code 12969 cost about 1.55× the median household income, lower than 83% of U.S. ZIP codes.
What is the weather like in ZIP Code 12969?
ZIP Code 12969 averages 42.7°F year-round, summer highs near 75°F, winter lows around 9.3°F (NOAA 1991–2020 normals). It sees about 98.1 inches of snow a year.
Is ZIP Code 12969 at risk of flooding or natural disasters?
ZIP Code 12969's FEMA National Risk Index score is 29 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →