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ZIP Code 12976

Franklin, New York

FIPS 12976

Juniper

ZIP Code 12976 is in the top 15% nationally for FEMA risk score, but in the bottom 29% nationally for price-to-income ratio.

Median Home Value

$231,300

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

29.7

Lower than 85% of U.S. ZIP codes

The basics

Total Population

137

Median Age

64.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$231,300

Higher than 57%

Median Property Tax

$2,735

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.77

Higher than 71%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.6

Winter Avg Low (°F)

5.5

Avg Temperature (°F)

39.7

Hot Days/yr (>90°F)

1.1

Freezing Days/yr (<32°F)

201.2

Annual Precipitation (in)

36.6

Annual Snowfall (in)

104.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.7

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12976: frequently asked questions

What is the median home value in ZIP Code 12976?
The median home value in ZIP Code 12976 is $231,300, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 12976?
The median annual property tax in ZIP Code 12976 is $2,735, an effective rate of 1% of home value.
Is ZIP Code 12976 expensive to live in?
Homes in ZIP Code 12976 cost about 3.77× the median household income, higher than 71% of U.S. ZIP codes.
What is the weather like in ZIP Code 12976?
ZIP Code 12976 averages 39.7°F year-round, summer highs near 74.6°F, winter lows around 5.5°F (NOAA 1991–2020 normals). It sees about 104.1 inches of snow a year.
Is ZIP Code 12976 at risk of flooding or natural disasters?
ZIP Code 12976's FEMA National Risk Index score is 29.7 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →