The basics
Total Population
340
Median Age
64.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$70,500
Lower than 89%
Median Property Tax
$1,594
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
0.71
Lower than 88%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.2
Winter Avg Low (°F)
11.8
Avg Temperature (°F)
44.8
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
158.3
Annual Precipitation (in)
43.4
Annual Snowfall (in)
107.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12978: frequently asked questions
- What is the median home value in ZIP Code 12978?
- The median home value in ZIP Code 12978 is $70,500, lower than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12978?
- The median annual property tax in ZIP Code 12978 is $1,594, an effective rate of 2% of home value.
- Is ZIP Code 12978 expensive to live in?
- Homes in ZIP Code 12978 cost about 0.71× the median household income, lower than 88% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12978?
- ZIP Code 12978 averages 44.8°F year-round, summer highs near 77.2°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 107.1 inches of snow a year.
- Is ZIP Code 12978 at risk of flooding or natural disasters?
- ZIP Code 12978's FEMA National Risk Index score is 64 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →