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ZIP Code 13040

Cortland, New York

FIPS 13040

Juniper

ZIP Code 13040 is in the top 24% nationally for price-to-income ratio. It also sits in the 29th percentile nationally for median home value.

Median Home Value

$139,200

Lower than 71% of U.S. ZIP codes

FEMA Risk Score

60.6

Lower than 56% of U.S. ZIP codes

The basics

Total Population

2,595

Median Age

40.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$139,200

Lower than 71%

Median Property Tax

$3,633

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.98

Lower than 76%

Median Rent

$908

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.7

Winter Avg Low (°F)

17

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

3.5

Freezing Days/yr (<32°F)

149.6

Annual Precipitation (in)

47.2

Annual Snowfall (in)

117.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

60.6

Lower than 56%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13040: frequently asked questions

What is the median home value in ZIP Code 13040?
The median home value in ZIP Code 13040 is $139,200, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 13040?
The median annual property tax in ZIP Code 13040 is $3,633, an effective rate of 3% of home value.
Is ZIP Code 13040 expensive to live in?
Homes in ZIP Code 13040 cost about 1.98× the median household income, lower than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 13040?
The median gross rent in ZIP Code 13040 is $908 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 13040?
ZIP Code 13040 averages 46.8°F year-round, summer highs near 78.7°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 117.3 inches of snow a year.
Is ZIP Code 13040 at risk of flooding or natural disasters?
ZIP Code 13040's FEMA National Risk Index score is 60.6 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →