The basics
Total Population
382
Median Age
51.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$111,800
Median Property Tax
$2,766
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.52
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.7
Winter Avg Low (°F)
17
Avg Temperature (°F)
46.8
Hot Days/yr (>90°F)
3.5
Freezing Days/yr (<32°F)
149.6
Annual Precipitation (in)
47.2
Annual Snowfall (in)
47.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
66.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 13863: frequently asked questions
- What is the median home value in ZIP Code 13863?
- The median home value in ZIP Code 13863 is $111,800, lower than 79% of U.S. ZIP codes.
- How much is property tax in ZIP Code 13863?
- The median annual property tax in ZIP Code 13863 is $2,766, an effective rate of 2% of home value.
- Is ZIP Code 13863 expensive to live in?
- Homes in ZIP Code 13863 cost about 1.52× the median household income, lower than 83% of U.S. ZIP codes.
- What is the weather like in ZIP Code 13863?
- ZIP Code 13863 averages 46.8°F year-round, summer highs near 78.7°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 47.6 inches of snow a year.
- Is ZIP Code 13863 at risk of flooding or natural disasters?
- ZIP Code 13863's FEMA National Risk Index score is 66.3 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →