Back to Explorer

ZIP Code 13087

Cortland, New York

FIPS 13087

Juniper

ZIP Code 13087 is in the top 16% nationally for FEMA risk score. It also sits in the top 27% nationally for price-to-income ratio.

Median Home Value

$205,800

Near the U.S. ZIP codes median

FEMA Risk Score

31.2

Lower than 84% of U.S. ZIP codes

The basics

Total Population

116

Median Age

69.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$205,800

Near median

Median Property Tax

$6,146

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.12

Lower than 73%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.4

Winter Avg Low (°F)

14

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

0.6

Freezing Days/yr (<32°F)

164.2

Annual Precipitation (in)

48.5

Annual Snowfall (in)

117.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.2

Lower than 84%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13087: frequently asked questions

What is the median home value in ZIP Code 13087?
The median home value in ZIP Code 13087 is $205,800, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 13087?
The median annual property tax in ZIP Code 13087 is $6,146, an effective rate of 3% of home value.
Is ZIP Code 13087 expensive to live in?
Homes in ZIP Code 13087 cost about 2.12× the median household income, lower than 73% of U.S. ZIP codes.
What is the weather like in ZIP Code 13087?
ZIP Code 13087 averages 44.1°F year-round, summer highs near 75.4°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 117.3 inches of snow a year.
Is ZIP Code 13087 at risk of flooding or natural disasters?
ZIP Code 13087's FEMA National Risk Index score is 31.2 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →