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ZIP Code 14304

Niagara, New York

FIPS 14304

Juniper

ZIP Code 14304 is in the top 14% nationally for appreciation 1yr %. It also sits in the top 16% nationally for HPI growth 5yr %. And it sits in the top 23% nationally for FEMA risk score.

Median Home Value

$164,000

Lower than 62% of U.S. ZIP codes

HPI Growth 5yr %

58%

Higher than 84% of U.S. ZIP codes

FEMA Risk Score

40.6

Lower than 77% of U.S. ZIP codes

The basics

Total Population

29,208

Median Age

43

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$164,000

Lower than 62%

Median Property Tax

$3,528

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.46

Lower than 64%

Median Rent

$971

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 84%

Appreciation 1yr %

6%

Higher than 86%

Pandemic Gain %

49%

Recession Drop %

0.12%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.7

Winter Avg Low (°F)

19.3

Avg Temperature (°F)

47.7

Hot Days/yr (>90°F)

6.9

Freezing Days/yr (<32°F)

131.5

Annual Precipitation (in)

33

Annual Snowfall (in)

72.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

40.6

Lower than 77%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 14304: frequently asked questions

What is the median home value in ZIP Code 14304?
The median home value in ZIP Code 14304 is $164,000, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 14304?
The median annual property tax in ZIP Code 14304 is $3,528, an effective rate of 2% of home value.
Is ZIP Code 14304 expensive to live in?
Homes in ZIP Code 14304 cost about 2.46× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 14304?
The median gross rent in ZIP Code 14304 is $971 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 14304?
Home prices in ZIP Code 14304 have moved 58% over the past five years (6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 14304?
ZIP Code 14304 averages 47.7°F year-round, summer highs near 78.7°F, winter lows around 19.3°F (NOAA 1991–2020 normals). It sees about 72.4 inches of snow a year.
Is ZIP Code 14304 at risk of flooding or natural disasters?
ZIP Code 14304's FEMA National Risk Index score is 40.6 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →