The basics
Total Population
2,999
Median Age
53.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$628,000
Median Property Tax
$4,050
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.17
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
71%
Appreciation 1yr %
18%
Pandemic Gain %
58%
Recession Drop %
-34%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82
Winter Avg Low (°F)
29.7
Avg Temperature (°F)
56
Hot Days/yr (>90°F)
13.2
Freezing Days/yr (<32°F)
80.7
Annual Precipitation (in)
52.8
Annual Snowfall (in)
10.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
76.6
EAL Flood/Coastal per $1K
0.12
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21813: frequently asked questions
- What is the median home value in ZIP Code 21813?
- The median home value in ZIP Code 21813 is $628,000, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21813?
- The median annual property tax in ZIP Code 21813 is $4,050, an effective rate of 1% of home value.
- Is ZIP Code 21813 expensive to live in?
- Homes in ZIP Code 21813 cost about 5.17× the median household income, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21813?
- Home prices in ZIP Code 21813 have moved 71% over the past five years (18% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21813?
- ZIP Code 21813 averages 56°F year-round, summer highs near 82°F, winter lows around 29.7°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
- Is ZIP Code 21813 at risk of flooding or natural disasters?
- ZIP Code 21813's FEMA National Risk Index score is 76.6 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.12 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →