The basics
Total Population
606
Median Age
49.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$163,500
Lower than 62%
Median Property Tax
$975
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.97
Lower than 76%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.9
Winter Avg Low (°F)
31.4
Avg Temperature (°F)
57.8
Hot Days/yr (>90°F)
18.8
Freezing Days/yr (<32°F)
68.9
Annual Precipitation (in)
47
Annual Snowfall (in)
8.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
66.4
Near median
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21864: frequently asked questions
- What is the median home value in ZIP Code 21864?
- The median home value in ZIP Code 21864 is $163,500, lower than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21864?
- The median annual property tax in ZIP Code 21864 is $975, an effective rate of 1% of home value.
- Is ZIP Code 21864 expensive to live in?
- Homes in ZIP Code 21864 cost about 1.97× the median household income, lower than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21864?
- ZIP Code 21864 averages 57.8°F year-round, summer highs near 83.9°F, winter lows around 31.4°F (NOAA 1991–2020 normals). It sees about 8.4 inches of snow a year.
- Is ZIP Code 21864 at risk of flooding or natural disasters?
- ZIP Code 21864's FEMA National Risk Index score is 66.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →