The basics
Total Population
5,281
Median Age
40.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$263,600
Median Property Tax
$1,992
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.25
Median Rent
$1,002
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
75%
Appreciation 1yr %
8.7%
Pandemic Gain %
54%
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.3
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
59.3
Hot Days/yr (>90°F)
38.1
Freezing Days/yr (<32°F)
87.8
Annual Precipitation (in)
48.8
Annual Snowfall (in)
10.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
56.6
EAL Flood/Coastal per $1K
0.09
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21863: frequently asked questions
- What is the median home value in ZIP Code 21863?
- The median home value in ZIP Code 21863 is $263,600, higher than 64% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21863?
- The median annual property tax in ZIP Code 21863 is $1,992, an effective rate of 1% of home value.
- Is ZIP Code 21863 expensive to live in?
- Homes in ZIP Code 21863 cost about 4.25× the median household income, higher than 78% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21863?
- The median gross rent in ZIP Code 21863 is $1,002 a month, higher than 60% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21863?
- Home prices in ZIP Code 21863 have moved 75% over the past five years (8.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21863?
- ZIP Code 21863 averages 59.3°F year-round, summer highs near 87.3°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
- Is ZIP Code 21863 at risk of flooding or natural disasters?
- ZIP Code 21863's FEMA National Risk Index score is 56.6 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.09 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →